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Business Loan

Flexible funding for growth, inventory, and working capital.

Running a business means managing cash flow, growth opportunities, and unexpected expenses. A business loan from Lending Hub's partner lenders helps you scale operations, manage inventory, or handle working capital needs without disrupting daily operations.

Key Features

Loans from ₹2 lakhs to ₹150 lakhs*
Secured and unsecured options
Flexible tenure: 12–60 months
Suitable for proprietors, partnerships, and Pvt. Ltd. companies
Working capital, term loan, and overdraft variants
Balance transfer options available
Doorstep document collection in select cities
EMI-based or flexi repayment structures

Eligibility Criteria

  • Business vintage: Minimum 2 years in operation
  • Annual turnover: ₹10 lakhs and above (varies by lender)
  • Age: 21–65 years (proprietor / director)
  • ITR filing for at least 1 year
  • Active current account with minimum 6-month statement
  • CIBIL / credit score: 650 and above recommended

Documents Required

PAN Card (Business + Personal)
Aadhaar Card
Business registration / GST certificate
Last 2-year ITR + P&L + Balance Sheet
Last 12-month bank statements
Shop & establishment certificate

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Submission does not guarantee approval. Actual eligibility determined by lender/insurer.

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